These banks all reported apartment loans on their most recent federal call report, and all have at least one branch in Nebraska. Banks are the most common source of multifamily financing — five units and up, stabilised or value-add — and most lend close to their branches, so a lender with offices near your building is usually a better first call than a bigger name without them. Expect a bank to want recourse and, usually, a banking relationship; the capital guide compares the alternatives.
Banks Based in Nebraska, Largest Multifamily Books First
25 of 76 qualifying banks are headquartered in Nebraska. These are the lenders whose whole business is this market.
| # | Institution | Multifamily book | Share of investor CRE | Branches in NE | Contact |
|---|---|---|---|---|---|
| 1 | Pinnacle Bank (Lincoln, NE) | $635m | 22.2% | 65 | Contact available |
| 2 | First National Bank of Omaha | $610m | 13.5% | 50 | Contact available |
| 3 | Union Bank & Trust | $354m | 13.9% | 34 | Contact available |
| 4 | Cornerstone Bank (Nebraska) | $230m | 42.0% | 50 | Contact available |
| 5 | Security First Bank | $165m | 31.2% | 33 | Contact available |
| 6 | Core Bank | $139m | 32.1% | 4 | Contact available |
| 7 | Horizon Bank (Nebraska) | $135m | 43.1% | 5 | Contact available |
| 8 | Cornhusker Bank | $123m | 25.7% | 9 | Contact available |
| 9 | Exchange Bank (Kearney, NE) | $118m | 24.8% | 5 | Contact available |
| 10 | West Gate Bank | $111m | 26.6% | 10 | Contact available |
| 11 | Dundee Bank | $110m | 24.3% | 4 | Contact available |
| 12 | Security National Bank of Texas | $87m | 17.0% | 10 | Contact available |
| 13 | Nebraskaland Bank | $69m | 30.5% | 5 | Contact available |
| 14 | Five Points Bank | $68m | 16.3% | 16 | Contact available |
| 15 | Access Bank | $55m | 14.7% | 6 | Contact available |
| 16 | FirsTier Bank | $54m | 12.3% | 4 | Contact available |
| 17 | City Bank & Trust Co. | $48m | 41.5% | 5 | Contact available |
| 18 | RVR Bank | $43m | 33.8% | 6 | Contact available |
| 19 | First Westroads Bank, Inc. | $42m | 23.4% | 2 | Contact available |
| 20 | Midwest Bank | $42m | 17.3% | 11 | Contact available |
| 21 | Enterprise Bank | $39m | 12.4% | 4 | Contact available |
| 22 | Home Federal Savings and Loan Association of Grand Island | $38m | 32.0% | 8 | Contact available |
| 23 | Lincoln FSB of Nebraska | $37m | 33.6% | 13 | Contact available |
| 24 | Cattle Bank and Trust | $35m | 34.9% | 4 | Contact available |
| 25 | First State Bank Nebraska | $33m | 21.2% | 18 | Contact available |
National Lenders With Branches in Nebraska
22 of 22 qualifying banks are headquartered elsewhere but have offices here. The multifamily figure is their national book, so read it alongside the branch count — a large book behind a handful of local offices is a different proposition from a bank with a branch network in the state.
| # | Institution | Multifamily book | Share of investor CRE | Branches in NE | Contact |
|---|---|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association | $107.32bn | 64.9% | 15 | Contact available |
| 2 | Wells Fargo | $26.55bn | 25.6% | 32 | Contact available |
| 3 | US Bank | $14.46bn | 34.7% | 34 | Contact available |
| 4 | Bank of America | $8.46bn | 15.3% | 4 | Contact available |
| 5 | First Citizens Bank | $2.97bn | 13.5% | 32 | Contact available |
| 6 | Associated Bank | $2.46bn | 27.3% | 22 | Contact available |
| 7 | First Interstate Bank | $1.85bn | 31.3% | 29 | Contact available |
| 8 | UMB Bank | $1.72bn | 16.1% | 1 | Contact available |
| 9 | Great Southern Bank | $1.35bn | 44.3% | 3 | Contact available |
| 10 | Bankers Trust | $383m | 12.0% | 1 | Contact available |
| 11 | Commerce Bank | $290m | 7.3% | 1 | Contact available |
| 12 | Equity Bank | $248m | 12.6% | 7 | Contact available |
| 13 | First Savings Bank | $139m | 21.3% | 1 | Contact available |
| 14 | Northwest Bank (Spencer, IA) | $133m | 19.3% | 2 | Contact available |
| 15 | Elkhorn Valley Bank & Trust | $107m | 32.2% | 7 | Contact available |
| 16 | Pinnacle Bank - Wyoming | $27m | 8.4% | 1 | — |
| 17 | Central National Bank | $27m | 11.3% | 2 | Contact available |
| 18 | Midwest Independent Bank | $17m | 24.3% | 1 | Contact available |
| 19 | Stockmens Bank | $11m | 16.4% | 1 | Contact available |
| 20 | Points West Community Bank | $6m | 5.1% | 7 | Contact available |
| 21 | The First State Bank | $5m | 26.7% | 1 | — |
| 22 | Westside State Bank | $2m | 34.2% | 1 | Contact available |
What this list is, and what it leaves out
A reported balance is not a credit box. Every bank here held apartment loans on 30 June 2026. That is evidence they lend on multifamily — better evidence than a marketing page, because it is what they actually hold — but it is not a commitment to lend on your deal, at your size, in your submarket.
More lenders exist than this page lists. 98 banks qualified in Nebraska. Credit unions, debt funds, agency lenders and life companies also finance apartments and none of them file this report, and plenty of banks lend on multifamily without publishing criteria anywhere. Running your deal through the search covers all of them, not just the banks on this page.
We hold a named lending contact for 89 of them.
Sources. FDIC Call Reports (30 June 2026) and the FDIC Summary of Deposits. A bank appears here if it reported a multifamily balance of $5m or more, or multifamily at 5% or more of its commercial real estate book, and has at least one branch in Nebraska. The dual test is deliberate: a flat dollar floor is a bank-size filter in disguise — a $25m floor passes 86.5% of banks over $10bn and 2.2% of banks under $300m — and would drop the community lenders most likely to look at a smaller apartment deal. Multifamily is the call report's own category for loans secured by five-or-more-unit residential property; it excludes one-to-four-unit rentals, which banks report separately. Multifamily book is institution-level and unprorated: no state split of the loan book is published, so a bank lending in several states shows its full multifamily book on every state page where it qualifies. That is why this page separates banks based in Nebraska from national lenders with branches here, rather than ranking them against each other on a national figure. Branch counts are offices in Nebraska from the Summary of Deposits. Contact availability refers to whether Lender Compass holds a named contact, not to anything the bank publishes.