Explore the banking institutions serving the Riverside commercial real estate market. The rankings below use FDIC data to compare institutions by assets, deposits, branch presence, and CRE lending — not by CRE lending activity itself, which FDIC data can only establish for banks actually headquartered here.
Largest Banking Institutions in Riverside, by Assets
Institutions headquartered in the Riverside metro. Ranked by total (bank-wide) assets — not a measure of Riverside-specific size, which FDIC data can't establish (see Sources).
| # | Institution | Total assets |
|---|---|---|
| 1 | Citizens Business Bank, National Association | $21.18bn |
| 2 | Provident Savings Bank, F.S.B. | $1.21bn |
| 3 | HCN Bank | $1.00bn |
| 4 | Chino Commercial Bank, N.A. | $0.52bn |
| 5 | Icon Business Bank | $0.16bn |
| 6 | Legacy Bank | $0.11bn |
Largest CRE Books, Headquartered in Riverside
Same population as the assets table above — not branch presence, which would seat a national bank's entire balance sheet here on the strength of a single branch. Ranked by current-quarter investor CRE loans (construction, multifamily, non-owner-occupied commercial), $100 million floor.
| # | Institution | CRE book |
|---|---|---|
| 1 | Citizens Business Bank, National Association | $6.33bn |
| 2 | HCN Bank | $0.71bn |
| 3 | Provident Savings Bank, F.S.B. | $0.46bn |
| 4 | Chino Commercial Bank, N.A. | $0.12bn |
9 money-center/specialty charters excluded from population, same list as the state CRE-size pages.
Largest Banks in Riverside, by Deposits
Institutions with at least one Riverside branch. Ranked by deposits actually booked at a Riverside office — real local presence, unlike the assets table above.
| # | Institution | Riverside deposits | Riverside branches | Largest office |
|---|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association | $19.10bn | 80 | 3% |
| 2 | Bank of America, National Association | $17.18bn | 65 | 7% |
| 3 | Wells Fargo Bank, National Association | $14.12bn | 69 | 9% |
| 4 | U.S. Bank National Association | $7.39bn | 72 | 4% |
| 5 | Citizens Business Bank, National Association | $3.22bn | 10 | 28% |
| 6 | Citibank, National Association | $2.90bn | 16 | 10% |
| 7 | Flagstar Bank, National Association | $2.15bn | 9 | 70% |
| 8 | Pacific Premier Bank, National Associationnow Columbia Bank | $1.57bn | 9 | 36% |
| 9 | Banc of California | $1.38bn | 11 | 19% |
| 10 | PNC Bank, National Association | $1.35bn | 20 | 12% |
| 11 | Zions Bancorporation, N.A. | $1.20bn | 11 | 17% |
| 12 | City National Bank | $1.19bn | 2 | 79% |
| 13 | East West Bank | $0.91bn | 3 | 50% |
| 14 | Provident Savings Bank, F.S.B. | $0.90bn | 14 | 40% |
| 15 | HCN Bank | $0.84bn | 6 | 46% |
Deposits are as FDIC reports them, by the office where they are booked - not necessarily where the underlying relationship or customer is.
Banks With the Most Riverside Branches
Same population as the deposits table above, ranked by branch count.
| # | Institution | Riverside branches | Riverside deposits |
|---|---|---|---|
| 1 | JPMorgan Chase Bank, National Association | 80 | $19.10bn |
| 2 | U.S. Bank National Association | 72 | $7.39bn |
| 3 | Wells Fargo Bank, National Association | 69 | $14.12bn |
| 4 | Bank of America, National Association | 65 | $17.18bn |
| 5 | PNC Bank, National Association | 20 | $1.35bn |
| 6 | Citibank, National Association | 16 | $2.90bn |
| 7 | Provident Savings Bank, F.S.B. | 14 | $0.90bn |
| 8 | Zions Bancorporation, N.A. | 11 | $1.20bn |
| 9 | Banc of California | 11 | $1.38bn |
| 10 | Citizens Business Bank, National Association | 10 | $3.22bn |
| 11 | Pacific Premier Bank, National Associationnow Columbia Bank | 9 | $1.57bn |
| 12 | Flagstar Bank, National Association | 9 | $2.15bn |
| 13 | HCN Bank | 6 | $0.84bn |
| 14 | First-Citizens Bank & Trust Company | 5 | $0.80bn |
| 15 | Mechanics Bank | 5 | $0.40bn |
What does this mean for CRE borrowers?
Bank size, deposits, and local branch presence are useful indicators of an institution's scale and footprint in Riverside, but they don't tell you a bank's CRE lending appetite, property-type focus, or how it prices a deal like yours. A bank near the top of these lists may not lend on your property type at all; a bank you've never heard of may be exactly the right fit. Use Lender Compass to identify lenders based on property type, loan type, geography, and other deal characteristics — not bank size alone.
Sources & methodology
Geography: the Riverside-San Bernardino-Ontario MSA (FDIC MSA code 40140) — not statewide, not a hand-assembled county list. Every branch and institution figure above is scoped to this MSA using FDIC's own MSA classification.
Assets and CRE book tables use institutions whose main office is registered in the Riverside MSA, not merely a branch — a bank's total assets or CRE book has no geographic allocation to a single branch, so a branch-presence population would seat a national bank's entire balance sheet here on the strength of one office. Active institutions only, checked against FDIC's current status, not a fixed list — a bank that merges away next quarter drops out automatically.
Deposits and branch-count tables use any institution with a Riverside branch, since FDIC's Summary of Deposits survey specifically allocates deposits to the office where they're booked — the one figure that genuinely reflects local presence. Recently-merged institutions are shown under their prior charter with the successor named, since the historical Riverside presence is real regardless of what happened to the charter since; when the successor also lands in the same table, a note states the combined figure.
CRE book means investor commercial real estate loans — construction & land development, multifamily (5+ unit residential), and non-owner-occupied commercial property — per FDIC Call Report Schedule RC-C. It excludes owner-occupied CRE, which is reported separately and generally reflects a business's own real estate rather than third-party lending.