Explore the banking institutions serving the Philadelphia commercial real estate market. The rankings below use FDIC data to compare institutions by assets, deposits, branch presence, and CRE lending — not by CRE lending activity itself, which FDIC data can only establish for banks actually headquartered here.
Largest Banking Institutions in Philadelphia, by Assets
Institutions headquartered in the Philadelphia metro. Ranked by total (bank-wide) assets — not a measure of Philadelphia-specific size, which FDIC data can't establish (see Sources).
| # | Institution | Total assets |
|---|---|---|
| 1 | PNC Bank, National Association | $609.77bn |
| 2 | TD Bank, National Association | $342.80bn |
| 3 | Santander Bank, N.A. | $103.96bn |
| 4 | Barclays Bank Delaware | $43.45bn |
| 5 | TD Bank USA, National Association | $32.13bn |
| 6 | Customers Bank | $26.50bn |
| 7 | Wilmington Savings Fund Society, FSB | $22.57bn |
| 8 | Univest Bank and Trust Co. | $8.17bn |
| 9 | Comenity Bank | $7.37bn |
| 10 | Firstrust Savings Bank | $5.62bn |
| 11 | Penn Community Bank | $3.07bn |
| 12 | Meridian Bank | $2.59bn |
| 13 | QNB Bank | $2.37bn |
| 14 | Parke Bank | $2.30bn |
| 15 | First National Bank and Trust Company of Newtown | $1.17bn |
Largest CRE Books, Headquartered in Philadelphia
Same population as the assets table above — not branch presence, which would seat a national bank's entire balance sheet here on the strength of a single branch. Ranked by current-quarter investor CRE loans (construction, multifamily, non-owner-occupied commercial), $100 million floor.
| # | Institution | CRE book |
|---|---|---|
| 1 | PNC Bank, National Association | $36.76bn |
| 2 | TD Bank, National Association | $23.57bn |
| 3 | Santander Bank, N.A. | $16.18bn |
| 4 | Wilmington Savings Fund Society, FSB | $5.50bn |
| 5 | Customers Bank | $4.56bn |
| 6 | Univest Bank and Trust Co. | $2.28bn |
| 7 | Firstrust Savings Bank | $1.71bn |
| 8 | Penn Community Bank | $0.96bn |
| 9 | Parke Bank | $0.91bn |
| 10 | QNB Bank | $0.83bn |
| 11 | Meridian Bank | $0.77bn |
| 12 | First Resource Bank | $0.35bn |
| 13 | Asian Bank | $0.34bn |
| 14 | Harleysville Bank | $0.29bn |
| 15 | Artisans' Bank | $0.25bn |
9 money-center/specialty charters excluded from population, same list as the state CRE-size pages.
Largest Banks in Philadelphia, by Deposits
Institutions with at least one Philadelphia branch. Ranked by deposits actually booked at a Philadelphia office — real local presence, unlike the assets table above.
| # | Institution | Philadelphia deposits | Philadelphia branches | Largest office |
|---|---|---|---|---|
| 1 | TD Bank, National Association | $101.22bn | 121 | 65% |
| 2 | Wells Fargo Bank, National Association | $34.38bn | 136 | 31% |
| 3 | PNC Bank, National Association | $28.92bn | 132 | 24% |
| 4 | Bank of America, National Association | $26.29bn | 77 | 55% |
| 5 | Citizens Bank, National Association | $23.19bn | 137 | 25% |
| 6 | Wilmington Savings Fund Society, FSB | $15.75bn | 81 | 20% |
| 7 | Manufacturers and Traders Trust Company | $15.55bn | 37 | 59% |
| 8 | Fulton Bank, National Association | $8.44bn | 74 | 6% |
| 9 | Santander Bank, N.A. | $7.86bn | 49 | 45% |
| 10 | Univest Bank and Trust Co. | $5.93bn | 36 | 25% |
| 11 | Truist Bank | $4.88bn | 62 | 14% |
| 12 | Firstrust Savings Bank | $3.88bn | 16 | 19% |
| 13 | Comenity Bank | $3.40bn | 1 | 100% |
| 14 | JPMorgan Chase Bank, National Association | $3.10bn | 70 | 5% |
| 15 | Penn Community Bank | $2.35bn | 20 | 8% |
Barclays Bank Delaware reports $34.92B of deposits at 1 Philadelphia-area office and is not ranked here. TD Bank USA, National Association reports $27.97B of deposits at 1 Philadelphia-area office and is not ranked here. Capital One, National Association, whose FDIC main office is in Mclean, reports $274.11B of deposits at a single Philadelphia office and is not ranked here. TD Bank, National Association: $66.0B of its Philadelphia deposits are booked at a single Wilmington office; its other 120 Philadelphia branches hold $35.2B. Bank of America, National Association: $14.4B of its Philadelphia deposits are booked at a single Philadelphia office; its other 76 Philadelphia branches hold $11.9B. Manufacturers and Traders Trust Company: $9.2B of its Philadelphia deposits are booked at a single Wilmington office; its other 36 Philadelphia branches hold $6.4B. Deposits are as FDIC reports them, by the office where they are booked - not necessarily where the underlying relationship or customer is.
Banks With the Most Philadelphia Branches
Same population as the deposits table above, ranked by branch count.
| # | Institution | Philadelphia branches | Philadelphia deposits |
|---|---|---|---|
| 1 | Citizens Bank, National Association | 137 | $23.19bn |
| 2 | Wells Fargo Bank, National Association | 136 | $34.38bn |
| 3 | PNC Bank, National Association | 132 | $28.92bn |
| 4 | TD Bank, National Association | 121 | $101.22bn |
| 5 | Wilmington Savings Fund Society, FSB | 81 | $15.75bn |
| 6 | Bank of America, National Association | 77 | $26.29bn |
| 7 | Fulton Bank, National Association | 74 | $8.44bn |
| 8 | JPMorgan Chase Bank, National Association | 70 | $3.10bn |
| 9 | Truist Bank | 62 | $4.88bn |
| 10 | Santander Bank, N.A. | 49 | $7.86bn |
| 11 | Manufacturers and Traders Trust Company | 37 | $15.55bn |
| 12 | Univest Bank and Trust Co. | 36 | $5.93bn |
| 13 | KeyBank National Association | 33 | $2.11bn |
| 14 | Penn Community Bank | 20 | $2.35bn |
| 15 | Mid Penn Bank | 17 | $1.10bn |
Barclays Bank Delaware reports $34.92B of deposits at 1 Philadelphia-area office and is not ranked here. TD Bank USA, National Association reports $27.97B of deposits at 1 Philadelphia-area office and is not ranked here. Capital One, National Association, whose FDIC main office is in Mclean, reports $274.11B of deposits at a single Philadelphia office and is not ranked here.
What does this mean for CRE borrowers?
Bank size, deposits, and local branch presence are useful indicators of an institution's scale and footprint in Philadelphia, but they don't tell you a bank's CRE lending appetite, property-type focus, or how it prices a deal like yours. A bank near the top of these lists may not lend on your property type at all; a bank you've never heard of may be exactly the right fit. Use Lender Compass to identify lenders based on property type, loan type, geography, and other deal characteristics — not bank size alone.
Sources & methodology
Geography: the Philadelphia-Camden-Wilmington MSA (FDIC MSA code 37980) — not statewide, not a hand-assembled county list. Every branch and institution figure above is scoped to this MSA using FDIC's own MSA classification.
Assets and CRE book tables use institutions whose main office is registered in the Philadelphia MSA, not merely a branch — a bank's total assets or CRE book has no geographic allocation to a single branch, so a branch-presence population would seat a national bank's entire balance sheet here on the strength of one office. Active institutions only, checked against FDIC's current status, not a fixed list — a bank that merges away next quarter drops out automatically.
Deposits and branch-count tables use any institution with a Philadelphia branch, since FDIC's Summary of Deposits survey specifically allocates deposits to the office where they're booked — the one figure that genuinely reflects local presence. Recently-merged institutions are shown under their prior charter with the successor named, since the historical Philadelphia presence is real regardless of what happened to the charter since; when the successor also lands in the same table, a note states the combined figure.
CRE book means investor commercial real estate loans — construction & land development, multifamily (5+ unit residential), and non-owner-occupied commercial property — per FDIC Call Report Schedule RC-C. It excludes owner-occupied CRE, which is reported separately and generally reflects a business's own real estate rather than third-party lending.