Explore the banking institutions serving the Atlanta commercial real estate market. The rankings below use FDIC data to compare institutions by assets, deposits, branch presence, and CRE lending — not by CRE lending activity itself, which FDIC data can only establish for banks actually headquartered here.
Largest Banking Institutions in Atlanta, by Assets
Institutions headquartered in the Atlanta metro. Ranked by total (bank-wide) assets — not a measure of Atlanta-specific size, which FDIC data can't establish (see Sources).
| # | Institution | Total assets |
|---|---|---|
| 1 | Ameris Bank | $28.42bn |
| 2 | RBC Bank, (Georgia) National Association | $9.59bn |
| 3 | Metro City Bank | $4.47bn |
| 4 | Georgia Banking Company | $3.26bn |
| 5 | United Bank | $2.16bn |
| 6 | PromiseOne Bank | $0.81bn |
| 7 | Citizens Trust Bank | $0.79bn |
| 8 | Community Bank of Pickens County | $0.63bn |
| 9 | The Citizens Bank of Georgia | $0.60bn |
| 10 | Peoples Bank & Trust | $0.56bn |
| 11 | American Commerce Bank, National Association | $0.50bn |
| 12 | Bank of Madison | $0.45bn |
| 13 | Touchmark National Bank | $0.42bn |
| 14 | CIBC National Trust Company | $0.41bn |
| 15 | First National Bank of Griffin | $0.37bn |
Largest CRE Books, Headquartered in Atlanta
Same population as the assets table above — not branch presence, which would seat a national bank's entire balance sheet here on the strength of a single branch. Ranked by current-quarter investor CRE loans (construction, multifamily, non-owner-occupied commercial), $100 million floor.
| # | Institution | CRE book |
|---|---|---|
| 1 | Ameris Bank | $8.93bn |
| 2 | Georgia Banking Company | $0.96bn |
| 3 | Metro City Bank | $0.78bn |
| 4 | United Bank | $0.36bn |
| 5 | PromiseOne Bank | $0.26bn |
| 6 | American Commerce Bank, National Association | $0.23bn |
| 7 | Touchmark National Bank | $0.21bn |
| 8 | Community Bank of Pickens County | $0.19bn |
| 9 | The Citizens Bank of Georgia | $0.15bn |
| 10 | Peoples Bank & Trust | $0.12bn |
| 11 | Citizens Trust Bank | $0.12bn |
| 12 | Bank of Madison | $0.12bn |
9 money-center/specialty charters excluded from population, same list as the state CRE-size pages.
Largest Banks in Atlanta, by Deposits
Institutions with at least one Atlanta branch. Ranked by deposits actually booked at a Atlanta office — real local presence, unlike the assets table above.
| # | Institution | Atlanta deposits | Atlanta branches | Largest office |
|---|---|---|---|---|
| 1 | Truist Bank | $59.12bn | 130 | 34% |
| 2 | Bank of America, National Association | $48.14bn | 100 | 47% |
| 3 | Wells Fargo Bank, National Association | $37.89bn | 128 | 22% |
| 4 | Synovus Banknow Pinnacle Bank | $14.27bn | 41 | 55% |
| 5 | JPMorgan Chase Bank, National Association | $12.94bn | 107 | 23% |
| 6 | Ameris Bank | $8.68bn | 59 | 26% |
| 7 | Regions Bank | $6.29bn | 72 | 17% |
| 8 | RBC Bank, (Georgia) National Association | $5.98bn | 1 | 100% |
| 9 | Bank OZK | $5.49bn | 42 | 15% |
| 10 | United Community Bank | $5.44bn | 32 | 8% |
| 11 | SouthState Bank, National Association | $4.36bn | 14 | 70% |
| 12 | PNC Bank, National Association | $4.25bn | 57 | 46% |
| 13 | Renasant Bank | $3.18bn | 34 | 8% |
| 14 | Fifth Third Bank, National Association | $2.43bn | 30 | 30% |
| 15 | Metro City Bank | $2.16bn | 8 | 53% |
Synovus Bank (now Pinnacle Bank): $7.9B of its Atlanta deposits are booked at a single Atlanta office; its other 40 Atlanta branches hold $6.4B. SouthState Bank, National Association: $3.1B of its Atlanta deposits are booked at a single Atlanta office; its other 13 Atlanta branches hold $1.3B. Deposits are as FDIC reports them, by the office where they are booked - not necessarily where the underlying relationship or customer is.
Banks With the Most Atlanta Branches
Same population as the deposits table above, ranked by branch count.
| # | Institution | Atlanta branches | Atlanta deposits |
|---|---|---|---|
| 1 | Truist Bank | 130 | $59.12bn |
| 2 | Wells Fargo Bank, National Association | 128 | $37.89bn |
| 3 | JPMorgan Chase Bank, National Association | 107 | $12.94bn |
| 4 | Bank of America, National Association | 100 | $48.14bn |
| 5 | Regions Bank | 72 | $6.29bn |
| 6 | Ameris Bank | 59 | $8.68bn |
| 7 | PNC Bank, National Association | 57 | $4.25bn |
| 8 | Bank OZK | 42 | $5.49bn |
| 9 | Synovus Banknow Pinnacle Bank | 41 | $14.27bn |
| 10 | Renasant Bank | 34 | $3.18bn |
| 11 | United Community Bank | 32 | $5.44bn |
| 12 | Fifth Third Bank, National Association | 30 | $2.43bn |
| 13 | SouthState Bank, National Association | 14 | $4.36bn |
| 14 | First-Citizens Bank & Trust Company | 13 | $1.50bn |
| 15 | United Bank | 12 | $1.25bn |
What does this mean for CRE borrowers?
Bank size, deposits, and local branch presence are useful indicators of an institution's scale and footprint in Atlanta, but they don't tell you a bank's CRE lending appetite, property-type focus, or how it prices a deal like yours. A bank near the top of these lists may not lend on your property type at all; a bank you've never heard of may be exactly the right fit. Use Lender Compass to identify lenders based on property type, loan type, geography, and other deal characteristics — not bank size alone.
Sources & methodology
Geography: the Atlanta-Sandy Springs-Roswell MSA (FDIC MSA code 12060) — not statewide, not a hand-assembled county list. Every branch and institution figure above is scoped to this MSA using FDIC's own MSA classification.
Assets and CRE book tables use institutions whose main office is registered in the Atlanta MSA, not merely a branch — a bank's total assets or CRE book has no geographic allocation to a single branch, so a branch-presence population would seat a national bank's entire balance sheet here on the strength of one office. Active institutions only, checked against FDIC's current status, not a fixed list — a bank that merges away next quarter drops out automatically.
Deposits and branch-count tables use any institution with a Atlanta branch, since FDIC's Summary of Deposits survey specifically allocates deposits to the office where they're booked — the one figure that genuinely reflects local presence. Recently-merged institutions are shown under their prior charter with the successor named, since the historical Atlanta presence is real regardless of what happened to the charter since; when the successor also lands in the same table, a note states the combined figure.
CRE book means investor commercial real estate loans — construction & land development, multifamily (5+ unit residential), and non-owner-occupied commercial property — per FDIC Call Report Schedule RC-C. It excludes owner-occupied CRE, which is reported separately and generally reflects a business's own real estate rather than third-party lending.